Insurance companies have changed drastically since Hurricane Katrina. It used to be that homeowner's paid a simple, 'fixed' deductible. Not so anymore.
It has been our experience that insurers are using a a % of your homes replacement cost. It typically runs from 2 to 4 percent. A house with a replacement value of $200,000 is going to cost you a deductible anywhere from $4,000 to $8,000. This comes out of YOUR pocket.
Do yourselves a favor. Perform a cost/benefit analysis. Find out what your deductible if you have a total loss. Take a look at how many dangerous trees you have around your house and call us in for an etimate. Chances are we can safe up your yard for far less than what your deductible is going to cost you in the event of a disasterous total loss.
By removing dangerous trees pre storm, you can save your house, family, and peace of mind. Not only that, but quite possibly, in the event of a disaster, you and your family will be living in YOUR home, will not have to contend with F.E.M.A., or live in a cardboard box while you wait for a contractor to put your lives back together. Maybe your family will still have heirlooms to pass down.
We at 3D'S General Services are always in your corner, always about our customers, and always keeping their best interests at the center of our operations.
Call 3D'S General Services
860-669-0555